At MJ Protecsure You’re in a good place today. Your family’s happy. Work is going well. Everything seems to be going according to plan. But, like they say, the only thing you can be sure about in life is its unpredictability.
With insurance, you can ensure that your loved ones are taken care of in case something unexpected happens tomorrow. So, do the smart thing. Invest in the future of those who mean the world to you. There’s immense peace of mind in knowing you’ve got them covered.
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You can reap the long-term benefits of health insurance even when you’re healthy and young. Health insurance protects you from any unforeseen health.
There are insurance policies with maternity coverage subject to certain terms and conditions.
The amount of reimbursement depends on the policy. Most plans cover room charges based on the sum insured, and any excess must be paid by the insured. A policy may have sub-limits for other costs which are subject to partial reimbursement.
Health insurance sales have gradually increased online. However, many believe that Internet transactions could result in fraud. This is untrue since insurers have launched online portals for easier policy purchases.
As the health costs are increasing by the day, taking a health insurance plan has become as important as a life coverage plan. Health plans, disability plans and critical illness plans provide you with financial cushion and compensate for the financial loss you suffer in case you are not able to work because of illness.
Every family member needs insurance. Your work profile changes the insurance needs but certainly does not eliminate them.
Insurance policies provide protection to you and your family. One of the main objectives of taking insurance is to provide financial cushion to your family in case you are not around but it’s not the only objective. Insurance helps you to build a corpus for yourself; provides you with comfortable retired life and even takes care of your lengthy medical bills.
Saving tax is just an added advantage of insurance policy. The main objective of insurance is to provide protection to you and your family and to build an assured corpus for your future needs.
Your group insurance might be adequate but what if you change the job? Once you change the job your group insurance will cancel off and you will not get any insurance benefit. So it is always advisable to take insurance other than the insurance offered by your employer.
Life is full of uncertainties. Accidents can snuff out the life of even a young person at the peak of health. In the early stages of your career, you do not have the chance to accumulate a large corpus through savings alone. But life insurance ensures your family does not face a lack of funds. Moreover, young people have to bear a lower cost of a premium compared to what they would have to pay when they are older. The best time to buy life insurance is at a younger age when you start earning. This way, you can get substantial coverage at a lower cost.
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